Credify ᐈ Online loans up to Rs.100,000 with 0%
★★★★★ (4.50) Reviews: 5 Credify ᐈ Online loans up to Rs.100,000 with 0%

Credify ᐈ Online loans up to Rs.100,000 with 0%

not listed 5000-200000 Rs. Apply Now
LOAN CONDITIONS
first credit, rate:
0.01%
first loan, amount:
5000-100000 Rs.
max sum:
200000 Rs.
loan term:
1-180 days
percentage per day:
0.05%
Calculate Commission

Loan Amount

Loan Period

commission:
1000 Rs.
payable:
1000 Rs.

Probability of approval *

82%

Description

Credify ➤ Online loans with favorable terms in 15 minutes. Receive money in a bank account! Service charge of Rs.0 ✓ First loan Free ✓ Reviews ✓ Application

About

CREDIFY - Secure a online loan with Credify up to 100,000 Rs at 0% interest. Quick, online, accessible 24/7 for Sri Lanka residents aged 18-70. Apply easily with your email. Applying for an online loan with Credify is a simplified and efficient process designed to meet your financial needs quickly. To start, you choose the desired loan amount and provide your email address to receive loan offers. By reviewing these offers, you can select the one that best suits your financial situation. Once you've chosen your preferred loan and signed the agreement, the funds are directly deposited into your bank account. Credify offers loans up to 25,000 Rs with a 0% interest rate, delivered to your bank account within 15 minutes without any service charges.

To be eligible for a Credify loan, applicants need to be residents of Sri Lanka, aged between 18 to 70 years, and have access to the internet. This allows for the use of Credify's online services, which are available 24/7 from any device, enhancing the convenience and accessibility of the loan application process

credify sri lanka online loans

Credify: Terms and Conditions

✅ loan type:loan online to bank account
✅ loan amount:from 5 000 to 200 000 LKR.
✅ first loan: 100 000 LKR.
✅ loan term: 1 - 120 days
✅ % rate per day for new customers: 0.01%
✅ % rate per day for repeat customers: 0.05%
✅ age of borrower: 21-70 years old
✅ you must be employed: yes
✅ loan decision: 3 min.
✅ loan extension: yes
✅ collateral or guarantor: not needed
✅ APR annual interest rate: 3.65-12%
✅ what you need to apply: only your NIC, mob. phone and email
✅ the Customer’s monthly income shall be equal to or more: 15000 LKR
✅ the Customer’s residential address is located within: Sri Lanka
5000200000LKR
  • percentage per day for new customers:0.01%
  • percentage per day for repeat customers:0.05%
  • The only requirements are your email, phone number, and a document for identification. Partnering with a wide range of lenders, Credify facilitates access to quick online loans, even for those with less than perfect credit histories, ensuring a broad spectrum of financial support is available.

    Just 3 few Easy Steps to get Online Loan


    application form online

    1. Fill out the application form online

    Complete the application process in 5 minutes

    Wait for approval

    2. Wait for approval

    Get the results of the review the same day after completing the application through SMS.

    Get money

    3. Get money

    You’ll receive money in your bank account.



    The loan is calculated as follows*:

    Loan amount: RS 20.000
    Loan period: 30 days
    Consulting fee: RS 0.00
    Service fee: RS 0.00
    Interest rate (12%/year): RS 5.800
    Total payment: RS 25.800

    *the calculation is not final, check with the manager for exact information

    credify online loans

    Consequences of late/non-payment of a loan

    The Borrower consents to incur a late payment fee, which could be either a set sum or a portion of the outstanding balance. Should payments be delayed, extra interest might be applied, escalating the overall amount owed. Failure to make timely payments can negatively impact the Borrower's credit score and diminish their creditworthiness. The Company is authorized to initiate collection actions, such as reaching out to the Borrower or assigning the debt to external collection company. Late payment data may be shared with credit reporting agencies, potentially affecting the Borrower's credit profile and their ability to secure loans in the future. read more

    Credify Loan Advantage

    • revolving loan: yes
    • additional payment/fee for revolving loan: none
    • terms of the renewed loan: full repayment of the previous loan
    • You will receive the money into your bank account that you provided in the application form
    • Simplicity and Convenience: Credify's loan application platform is designed to be user-friendly and straightforward, making it easier for users to apply for loans with minimal hassle.
    • Flexible Terms: This service provides a variety of loan options and terms, allowing users to choose the solutions that best match their unique financial needs.
    • Online Application: Apply for a loan without leaving your house. The entire application process with Credify is conducted online, avoiding the need for physical visits.
    • Customized Loan Offers: Get personalized loan offers tailored to your financial situation, ensuring you receive the most advantageous terms possible.
    • Clear and Transparent: Credify stands for transparency. We offer straightforward terms with no hidden charges, establishing ourselves as a trustworthy financial ally.

    Credify Loan prioritizes your privacy protection, using your information exclusively to help identify the optimal loan choices for you. In partnership with leading lenders, we strive to offer you excellent loan terms. However, please be aware that interest rates may vary depending on the lender and your personal circumstances. The quickest way to discover your precise interest rates is to request a loan quote, which is both easy and fast. Enjoy seamless loan services with Credify Loan in Sri Lanka!

    Credify: phone, address, contacts

    financing name company: Credify Sri Lanka Ltd
    website: credify.lk
    registration no.: none
    phone: none
    e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
    applications accepted: 24/7
    contact Center working hours: 8:30am-5:30pm, Monday-Friday
    legal address: 00000, Colombo, Sri Lanka, WVM5+CQ6

    credify online loans

    Frequently Asked Questions about Credify

    ✅ How to get a loan?

    This is exactly what we offer – fully online process. You can apply online or call Credify.

    ✅ How much money is available on loan?

    You can get up to Rs.200000 in Credify for 4 months or repay it earlier. You will be paying an equal sum each of those four months. It’s up to you how to spend this money. Credify helping you with any plan you have in mind to improve your life or to resolve a problem.

    ✅ What are the requirements from Credify?

    You have to be employed and be of the age between 21 and 70 years old.

    ✅ How do I get the money?

    You will receive the money into your bank account that you provided in the application form. Once your loan is approved, you will receive our decision via an SMS or Email, or sometimes both mediums. You also receive a call before the approval by our in house verification team that would assess and verify the information provided during the application process.

    ✅ What documents are needed to apply for a loan?

    Of the documents for the application, you only need a your NIC.

    ✅ In which regions does the company provide services?

    Credify is open to all Sri Lankan’s island-wide regardless of their regions.

    ✅ How to pass photo verification?

    Photo verification is one of the ways to identify a person's identity. The goal is to prevent possible fraudulent activities using other people's personal data. The system will automatically check for compliance of documents with the person's identity. After the verification is completed, you will receive a notification that the process is complete.

    ✅ Can I get another loan?

    Yes, if you have successfully repaid your loan on time you can apply for a repeat loan. To apply for a repeat loan, you need to visit our website and go to our personal portal by clicking on the “Login” button, there you will be able to select a new amount and tenor of your choosing.

    ✅ How to repay and pay for a loan in Credify?

    Full information about repayment methods. There are 4 ways to repay a loan:
    • You can repay through Online card payment method. It’s safety, quickly and easy and also without any commission
    • Bank deposit. Using your internet bank or by ATM/CDM machines
    • Cargills Food City
    • Pay&Go kiosks

    TAGS: credify, credify loan, credify lk, credify online loan, credify lk contact number, credify loan app, credify loan interest rate, credify app

    Credify Reviews:

    ★★★★★ (4.50) Reviews: 5

    Name*
    E-mail*
    Please write comment
    Your Mark:
    26.03.2025

    пишет:

    10000 ona
    ☆☆☆☆☆
    23.04.2024

    пишет:

    Good
    ★★★★★
    10.02.2024

    пишет:

    Credify provides reliable financial assistance when you need it most. Their streamlined application process and flexible repayment terms make getting a loan straightforward. I've turned to them for both medical bills and unexpected costs, and they've never let me down. With Credify, you can get the funds you need, when you need them, without the typical loan hassles. Their customer-focused approach sets them apart.
    ★★★★☆
    10.02.2024

    пишет:

    In the past, obtaining a loan used to be a lengthy process taking more than a day. However, things have changed for the better now. It's incredibly convenient as I received the money very fast.
    ★★★★★
    10.02.2024

    пишет:

    The service provided by the company exceeded my expectations. I was in need of some financial assistance and they came through for me. Being a new client, I was able to secure a loan at a favorable interest rate, which was a pleasant surprise.
    ★★★★☆
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