Credify ᐈ Online loans up to Rs.100,000 with 0%
Loan Amount
Loan Period
Probability of approval *
82%
Credify ➤ Online loans with favorable terms in 15 minutes. Receive money in a bank account! Service charge of Rs.0 ✓ First loan Free ✓ Reviews ✓ Application
About
CREDIFY - Secure a online loan with Credify up to 100,000 Rs at 0% interest. Quick, online, accessible 24/7 for Sri Lanka residents aged 18-70. Apply easily with your email. Applying for an online loan with Credify is a simplified and efficient process designed to meet your financial needs quickly. To start, you choose the desired loan amount and provide your email address to receive loan offers. By reviewing these offers, you can select the one that best suits your financial situation. Once you've chosen your preferred loan and signed the agreement, the funds are directly deposited into your bank account. Credify offers loans up to 25,000 Rs with a 0% interest rate, delivered to your bank account within 15 minutes without any service charges.
To be eligible for a Credify loan, applicants need to be residents of Sri Lanka, aged between 18 to 70 years, and have access to the internet. This allows for the use of Credify's online services, which are available 24/7 from any device, enhancing the convenience and accessibility of the loan application process
Credify: Terms and Conditions
| ✅ loan type: | loan online to bank account |
| ✅ loan amount: | from 5 000 to 200 000 LKR. |
| ✅ first loan: | 100 000 LKR. |
| ✅ loan term: | 1 - 120 days |
| ✅ % rate per day for new customers: | 0.01% |
| ✅ % rate per day for repeat customers: | 0.05% |
| ✅ age of borrower: | 21-70 years old |
| ✅ you must be employed: | yes |
| ✅ loan decision: | 3 min. |
| ✅ loan extension: | yes |
| ✅ collateral or guarantor: | not needed |
| ✅ APR annual interest rate: | 3.65-12% |
| ✅ what you need to apply: | only your NIC, mob. phone and email |
| ✅ the Customer’s monthly income shall be equal to or more: | 15000 LKR |
| ✅ the Customer’s residential address is located within: | Sri Lanka |
The only requirements are your email, phone number, and a document for identification. Partnering with a wide range of lenders, Credify facilitates access to quick online loans, even for those with less than perfect credit histories, ensuring a broad spectrum of financial support is available.
Just 3 few Easy Steps to get Online Loan

1. Fill out the application form online
Complete the application process in 5 minutes

2. Wait for approval
Get the results of the review the same day after completing the application through SMS.

3. Get money
You’ll receive money in your bank account.
The loan is calculated as follows*:
| Loan amount: | RS 20.000 |
| Loan period: | 30 days |
| Consulting fee: | RS 0.00 |
| Service fee: | RS 0.00 |
| Interest rate (12%/year): | RS 5.800 |
| Total payment: | RS 25.800 |
*the calculation is not final, check with the manager for exact information
Consequences of late/non-payment of a loan
The Borrower consents to incur a late payment fee, which could be either a set sum or a portion of the outstanding balance. Should payments be delayed, extra interest might be applied, escalating the overall amount owed. Failure to make timely payments can negatively impact the Borrower's credit score and diminish their creditworthiness. The Company is authorized to initiate collection actions, such as reaching out to the Borrower or assigning the debt to external collection company. Late payment data may be shared with credit reporting agencies, potentially affecting the Borrower's credit profile and their ability to secure loans in the future. read more
Credify Loan Advantage
- revolving loan: yes
- additional payment/fee for revolving loan: none
- terms of the renewed loan: full repayment of the previous loan
- You will receive the money into your bank account that you provided in the application form
- Simplicity and Convenience: Credify's loan application platform is designed to be user-friendly and straightforward, making it easier for users to apply for loans with minimal hassle.
- Flexible Terms: This service provides a variety of loan options and terms, allowing users to choose the solutions that best match their unique financial needs.
- Online Application: Apply for a loan without leaving your house. The entire application process with Credify is conducted online, avoiding the need for physical visits.
- Customized Loan Offers: Get personalized loan offers tailored to your financial situation, ensuring you receive the most advantageous terms possible.
- Clear and Transparent: Credify stands for transparency. We offer straightforward terms with no hidden charges, establishing ourselves as a trustworthy financial ally.
Credify Loan prioritizes your privacy protection, using your information exclusively to help identify the optimal loan choices for you. In partnership with leading lenders, we strive to offer you excellent loan terms. However, please be aware that interest rates may vary depending on the lender and your personal circumstances. The quickest way to discover your precise interest rates is to request a loan quote, which is both easy and fast. Enjoy seamless loan services with Credify Loan in Sri Lanka!
Credify: phone, address, contacts
| financing name company: | Credify Sri Lanka Ltd |
| website: | credify.lk |
| registration no.: | none |
| phone: | none |
| e-mail: | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| applications accepted: | 24/7 |
| contact Center working hours: | 8:30am-5:30pm, Monday-Friday |
| legal address: | 00000, Colombo, Sri Lanka, WVM5+CQ6 |
Frequently Asked Questions about Credify
✅ How to get a loan?
✅ How much money is available on loan?
✅ What are the requirements from Credify?
✅ How do I get the money?
✅ What documents are needed to apply for a loan?
✅ In which regions does the company provide services?
✅ How to pass photo verification?
✅ Can I get another loan?
✅ How to repay and pay for a loan in Credify?
- You can repay through Online card payment method. It’s safety, quickly and easy and also without any commission
- Bank deposit. Using your internet bank or by ATM/CDM machines
- Cargills Food City
- Pay&Go kiosks
Credify Reviews:
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