Lotus Loan Sri Lanka ᐈ Online Loan 40000 LKR
Loan Amount
Loan Period
Probability of approval *
92%
Lotus Loan ➤ Get a loan online in Sri Lanka from Rs.1000 to Rs.50000. Receive the money into your bank account. Reviews. Loan conditions: how to take and repay a loan at Lotus Loan. ✓Registration ✓Enter your personal account ✓Application will take about 5 min
About
LOTUS LOAN is a service that helps you get financing for your plans or unforeseen events. If you need money right away - Lotus Loan can help you. Lotus Loan specializes in risk scoring systems that give us opportunity to look at each case with all due diligence in just a few minutes. Lotus Loan a leading online financial company and will be the perfect choice for you to have a fast, convenient, flexible and cost-effective financial solution. Lotus Loan apply online!
Lotus Loan Terms and Conditions
| ✅ loan type: | loan online to bank account |
| ✅ loan amount: | from 15 000 to 40 000 LKR. |
| ✅ first loan: | 40 000 LKR. |
| ✅ loan term: | 1 - 182 days |
| ✅ % rate per day for new customers: | 0.01% |
| ✅ % rate per day for repeat customers: | 0.03% |
| ✅ age of borrower: | 22-55 years old |
| ✅ you must be employed: | yes |
| ✅ loan decision: | 5 min. |
| ✅ loan extension: | yes |
| ✅ collateral or guarantor: | not needed |
| ✅ APR annual interest rate: | 3.65-12% |
| ✅ what you need to apply: | only your NIC, mob. phone and email |
| ✅ the Customer’s monthly income shall be equal to or more: | 20000 LKR |
| ✅ the Customer’s residential address is located within: | Sri Lanka |
Just 3 few Easy Steps to get Online Loan
1. Fill out the application form online
Complete the application process in 5 minutes
2. Wait for approval
Get the results of the review the same day after completing the application through SMS.
3. Get money
You’ll receive money in your bank account.
The loan is calculated as follows*:
| Loan amount: | RS 30.000 |
| Loan period: | 122 days |
| Consulting fee: | RS 3.600 |
| Service fee: | RS 13.920 |
| Interest rate (12%/year): | RS 754 |
| Total payment: | RS 48.274 |
*the calculation is not final, check with the manager for exact information
Consequences of late/non-payment of a loan
Interest shall accrue on a daily basis on the total unpaid principal of the Loan commencing from the Disbursement Date until the Loan is repaid in full based on the actual number of days elapsed. However, the Service Provider at its discretion may change the interest rate from time to time by Notice to Customer. For avoidance of doubt, interest shall be calculated on the Disbursement Date on total amount of the Loan granted to the Customer. In the event that the Customer has not repaid the full amount of Loan (including interest and any fee payables under the Loan agreement) within four (04) calendar days from Pay Day, the Customer shall be required to pay a Late Payment Fee of Sri Lankan Rupees Two Thousand (LKR 2,000/-) (“Late Payment Fee”) as calculated in terms of the Clause 4.7 Such Late Payment Fee is only applicable if the total amount of outstanding payment including principal, interest and all the fees is more than Sri Lankan Rupees Two Hundred and Fifty (LKR 250/-). read more
Benefits of lending in Lotus Loan
- revolving loan: yes
- additional payment/fee for revolving loan: none
- terms of the renewed loan: full repayment of the previous loan
- You will receive the money into your bank account that you provided in the application form
- Lotus Loan provides loans of up to 40,000 rupees on first use
- Application will take about 5 min and you can do it on your smartphone or PC
- Takes not more than a day to get the money in your account
- You always know how much you need to repay
- Lack of additional hidden commissions, payments, insurance, and first contributions
- Fully online process for you so that you can get money without extra travel and hassle
- Repay through your bank branch or with internet bank service
Lotus Loan: phone, address, contacts
| financing name company: | Zephyr Solutions (Private) Limited |
| website: | lotus.loan |
| registration no.: | PV00125704 |
| phone: | 0-117-821-444 |
| e-mail: | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| applications accepted: | 24/7 |
| contact Center working hours: | 8:30am-5:30pm, Monday-Friday |
| legal address: | 00800, Colombo, Sri Lanka, 7, 1/1 Cotta Terrace |
Frequently Asked Questions about Lotus Loan
❶ How to get a loan ❓
❷ How much money is available on credit ❓
❸ What are the requirements from Lotus Loan ❓
❹ How do I get the money ❓
❺ What documents are needed to apply for a loan ❓
❻ In which regions does the company provide services? ❓
❼ How to pass photo verification ❓
❽ Can I get another loan ❓
❾ How to repay and pay for a loan in Lotus Loan ❓
- You can repay through Online card payment method. It’s safety, quickly and easy and also without any commission
- Bank deposit. Using your internet bank or by ATM/CDM machines
- Cargills Food City
- Pay&Go kiosks
Lotus Loan Reviews:
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